Personal Checking

Personal Checking Accounts

Mutual Checking Accounts

Every new personal checking account includes:

FREE Debit Card

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking with Mobile Deposit

FREE eStatements with online check images

FREE Thank You Gift

Buy back of your unused checks and debit cards from another financial institution

Open Account Online Start Application

Have questions figuring out which account is right for you? Feel free to Contact Us.


Absolutely Free Checking

A FREE account for everyone!

No minimum balance

No monthly service charge

Open Account Online ➜ Start Application


Simple Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

Competitive interest

No minimum balance

No monthly service charge

Open Account Online ➜ Start Application


50+ Interest Checking

A perfect account for customers 50 and over!

FREE first box of personalized checks

Competitive interest

No minimum balance

No monthly service charge

Open Account Online ➜ Start Application


Premium Interest Checking

An account for those interested in higher interest!

FREE personalized checks

Higher interest rate with a balance of $1,500 or more

Competitive interest if balance falls below $1,500

Only $10 monthly charge if minimum balance falls below $1,500

Open Account Online ➜ Start Application


Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply.