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Products and Services
Deposit Rates


Effecitve Date: December 23, 2008
Rate APY*
Passbook Savings .25%  .25% 
Statement Savings .25%  .25% 
Kids' Club .25%  .25% 
Money Market Savings
$0-$9,999 .25%  .25% 
$10,000-$24,999 .25%  .25% 
$25,000-$49,999 .50%  .50% 
$50,000 - $499,999 1.00%  1.01% 
$500,000 and over 1.50%  1.51% 

Rate APY*
Christmas Club .50%  .50% 
Now Account
Checking
.25%  .25% 
Mutual Advantage Checking .50%  .50% 

CD Rates
Rate APY*
3 Month
(91 Day)
.90%  .90% 
6 Month
(182 Day)
1.00%  1.00% 
11 Month 1.10%  1.10% 
12 Month 1.24%  1.25% 
15 Month 1.34%  1.35% 
18 Month 1.49%  1.50% 
22 Month 1.59%  1.60% 
24 Month 1.74%  1.75% 
30 Month 1.84%  1.85% 
36 Month 1.99%  2.00% 
48 Month 2.48%  2.50% 
60 Month 2.97%  3.00% 
IRA CD
(18 Month)
1.74%  1.75% 


*APY REFERS TO ANNUAL PERCENTAGE YIELD

THE ANNUAL PERCENTAGE YIELD ASSUMES FUNDS WILL REMAIN ON DEPOSIT FOR A FULL YEAR AT THE RATE ADVERTISED. A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL OF A CERTIFICATE OF DEPOSIT. THE MINIMUM BALANCE TO OPEN A CERTIFICATE OF DEPOSIT IS $1,000. THE MINIMUM AMOUNT TO OPEN A SAVINGS ACCOUNT IS $25.00. THE MINIMUM AMOUNT TO OPEN A CHECKING ACCOUNT IS $25.00. FEES OR CONDITIONS COULD REDUCE THE EARNINGS ON THE ACCOUNT.

FOR MORE INFORMATION YOU MAY CONTACT OUR STAFF AT:

Main Office (Jefferson Street) (317) 736-7151
Main Street Branch (317) 736-5313
Methodist Community Branch (317) 738-2970
Nineveh Branch (317) 933-2419
Trafalgar Branch (317) 878-9484

ACCOUNTS ARE FDIC INSURED UP TO $100,000. IF YOU HAVE ANY QUESTIONS CONCERNING FDIC INSURANCE, ASK ONE OF OUR EMPLOYEES FOR THE FREE FDIC PUBLICATION, YOUR INSURED DEPOSIT


Member FDIC Digital Insight, an Intuit company

*Mutual Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transactions are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Mutual Savings Bank, 80 E. Jefferson St., Franklin, IN 46131, (317) 736-7157